Flood Insurance Maps and Information

Flood Insurance

With the ever changing weather and landscape, you may want to check your property’s flood risk. Living in the Lowcountry –  we are surrounded by the ocean, salt marshes, estuaries, and tidal rivers. Living on low lying land makes the southern coast vulnerable to flooding.  Flood insurance is required by law for federally financed loan if you are buying, building or improving structures. Since homeowners policies do not cover a flood, separate policies are available.

Explanation of FEMA Risk Rating and National Flood Insurance Program (NFIP)

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